Who this is built for
Service firms and contractors that bill after delivery. Contractors, agencies and consultants use it at intake, and client monitoring alerts you when an account with open invoices changes.
Customer Credit Check for Net 30 Terms
A customer credit check before net 30 tells you whether a new business will pay the invoice you are about to finance. Enter the customer's website, and ClientVetter returns a 0 to 100 score, the sourced reasons behind it and suggested terms in about a minute. Starter is $49 a month for 25 checks.
- Decide net 30, deposit or prepay before the first invoice
- Cheaper than a bureau report for every new account
- No legal name or tax ID needed to start
Client check for this domain
- Registry
- Domain
- Website
- Mail setup
- Reviews
- Disputes
- Sanctions
Checking public records
Done
We could not find any public records for this domain yet. A thin footprint is a signal on its own, and the full report explains what it means.
Preliminary band
The preliminary band uses domain, website and mail signals only. The full score adds registry, reviews, disputes and sanctions.
What we found in public records
- Domain registered on
- Domain age
- Website answers over HTTPS
- Mail records (MX, SPF, DMARC)
Locked in the full report
- Registry match and status
- Reviews summary
- Dispute and non-payment mentions
- Sanctions screening
- Full risk score with reasons
- Suggested payment terms
- PDF export
Create your account to unlock the full report for this client. No card needed.
Why check a customer before you offer net 30
Net 30 is a loan. You deliver the work or the goods, pay your own people and suppliers, and wait a month for the customer to pay. If they never do, the cost is the full invoice plus the time you spend chasing it, and on a $9,000 job that can be a quarter of your monthly profit.
Most small businesses extend terms because the customer asked and the sale felt friendly. A check changes that into a decision. A clean result supports net 30. A thin or flagged one is a reason to offer net 15, take 50 percent up front or ask for card on file.
What a customer credit check covers
A bureau file shows payment history with suppliers that report to the bureau. New and small customers often have none. These are the signals that still exist for them.
| Signal | What it tells you before net 30 |
|---|---|
| State registry standing | The legal entity exists, is active and how long it has been registered |
| Domain age, website and mail records | Whether the business behind the site looks established or was created last month |
| Public disputes and sanctions screening | Court or complaint history and watch list matches that change your decision |
| Member non-payment reports | Whether other vendors reported unpaid invoices, with the evidence and the company's reply |
| Score and suggested terms | A 0 to 100 score with sourced reasons and a deposit or shorter terms suggestion |
Which terms fit which result
The score does not decide for you. It gives you a starting point you can defend to the customer and to your own finance person.
| Result | Typical terms to offer |
|---|---|
| Established entity, clean record | Net 30 with a normal credit limit |
| New entity or very new domain | Deposit of 25 to 50 percent, net 15 on the balance |
| Disputes or member non-payment reports | Prepay or card on file, or decline the order |
| Sanctions list match | Stop and get advice before any sale |
These are common practice, not legal advice. Bureau reports cost $59.95 to $189.99 per company, so a plan pays for itself at the second or third customer. See the cost of a business credit report and the full pricing page.
From new account request to terms in three steps
- 1
Paste the customer's website into the check at the top of this page when the credit application or quote request arrives.
- 2
Read the score and each sourced reason, then open any member report to see the evidence behind it.
- 3
Set net 30, a deposit or prepay on the quote, save the PDF to the account file and turn on monitoring for active accounts.
When a bureau report is still right
For a very large order on long terms, or when a lender or credit insurer asks, buy a bureau report on that one company. Compare options on the Dun and Bradstreet alternative page. Use the check on every other customer.
Questions people ask before extending net 30
Should I check a customer's credit before offering net 30?
Yes, before the first invoice. Net 30 means you finance the customer for a month, so you carry their risk. A check of registry standing, disputes, sanctions and non-payment reports takes about a minute and tells you whether to offer net 30, ask for a deposit or require payment up front.
How do I run a credit check on a new business customer?
Enter the customer's website in ClientVetter. It reads the state registry, domain age, public disputes, sanctions lists and member non-payment reports, then returns a 0 to 100 score with sourced reasons and suggested terms. You do not need the legal name or tax ID to start.
How much does a customer credit check cost?
A bureau report on one company costs $59.95 to $189.99. ClientVetter Starter is $49 a month for 25 checks, about $2 a customer at full use. Team is $129 for 120 checks and Agency is $299 for 400. Yearly billing is half the monthly price.
Does checking a customer's credit hurt their credit?
No. ClientVetter reads public business records and member reports instead of pulling a bureau credit file, so nothing is added to the customer's file and they are not notified. The FCRA notice explains the permitted scope: business customers only.
What if a new customer has no credit history?
Many small private companies have a thin or empty bureau file. That alone is not a reason to refuse. Look at how old the entity and domain are, whether disputes exist, and offer a smaller credit limit or a deposit until they have paid two or three invoices on time.
Related pages
See what a company credit check adds, read about client payment risk, or look up a small customer with an LLC lookup.
Check the customer before you offer terms
Enter the website of the company that asked for an account and set net 30, a deposit or prepay on evidence. Starter includes 25 checks for $49 a month.